Cancelling the Card
The balance of the SBI card must be zero before it can be cancelled. The card can be cancelled at any time after that by writing to SBI Card & Payment Services Ltd, P.O. Bag No.28, GPO, New Delhi - 110001, or by calling the SBI helpline number, which you'll find on the SBI Card website. If you call the helpline, be prepared for the agent to try and keep your business by making special offers such as no fee for a year or a lower interest rate. Be firm about wanting to cancel the account and then cut up all cards associated with your account on the diagonal.