To send money from your debit card to a bank account, use an online money-transferring company. Unlike wire transfer, which can take weeks, online services are quick; funds usually reach the recipient within 24 hours. Three companies you can use for transferring money through debit cards are Xoom, Western Union, and PayPal.
Compare the fees of Xoom, Western Union, and PayPal and select the company that charges least. See Resources for the cost estimators of all three companies.
Visit the website of the company you've chosen to use.
Click on "Register"/"Sign Up" when you open the page. Provide your personal information--name, address, email address and debit card information.
Click on "Send Money"/"Send Money Online" after signing up on the website.
Enter the recipient's bank account number or email address. Xoom and Western Union deposit the money directly to the bank. With PayPal, the recipient has to set up a free account on the website to have the money deposited in his bank.