Whether you need to send money to a friend a few towns over or in a country thousands of miles away, Walmart offers MoneyGram as one of its money transfer services where recipients can get the funds at a local MoneyGram agent location. While you can handle the transfer completely at a Walmart store, you have the option to make the experience more convenient through the Walmart app or Walmart MoneyGram website. In any case, you can expect to get the same benefits and pay the same fees.
Basics of MoneyGram Walmart Transfers
Walmart offers money transfers through the MoneyGram and Ria services, where the latter also supports Walmart-to-Walmart transfers. When you use MoneyGram at Walmart, you can send money to someone in any U.S. state and in more than 200 countries. You and the recipient can verify a convenient pickup location and operating hours.
Along with paying any exchange rate fee for international transfers, you can send up to $2,500 and pay a fee ranging from $4 to $16 based on the amount sent. For example, you'd pay the lowest rate for sending up to $50, while transfers over $1,000 warrant a $16 fee. You can estimate the cost beforehand through the Walmart app or MoneyGram Walmart website. You can use cash or a debit card for in-store transfers while online transfers work with a bank account or card.
The recipient visits the pickup location with the transfer reference number and their ID. They may be able to head to a MoneyGram location and get the money as soon as within 10 minutes as long as no issues occur like a need for verification.
Sending MoneyGram Through Walmart's App
If you plan to visit a local Walmart to send a MoneyGram, the retailer recommends starting the transaction through the Walmart app. You'll need to log in to your Walmart account and then find the "Services" option on the app's menu. Tapping "Money Services" from the options will display a "Send Money" button that works with both the MoneyGram and Ria services.
After reading the fraud warning notice, you can tap "Accept & Continue" and "Get Started" to fill out the details for the transaction. This includes selecting the Walmart store from where you'll send the money, entering the destination and amount of money in U.S. dollars and confirming the pickup and conversion to local currency. You'll also include personal information for you and the recipient, enter your ID information and select the delivery speed and location you want.
After you confirm everything looks correct, you can tap "Accept & Continue." You can head to the Walmart service desk or Money Center where an employee will scan the confirmation code for the transaction, take your payment, verify your identity and complete the money transfer. You'll get a reference number to track the transfer later.
Sending MoneyGram at Walmart Store
You can also send a MoneyGram at Walmart without needing to use the app. Head to the customer service desk or Money Center and locate MoneyGram forms to fill out. You'll choose either the domestic or international version depending on the recipient.
As when using the app, you'll include information for you and the recipient such as names, addresses, phone numbers, transfer amount and pickup options. You may also write a message for the recipient on the form and add a test question for security purposes.
After you complete and sign the form, hand it to a Walmart employee who will ask to see your photo ID, input the transaction and take your payment. Once the worker submits the transfer, you can track it using the reference number through the MoneyGram website.
Using Walmart's MoneyGram Website
If you'd rather not head to Walmart, MoneyGram offers a special website for Walmart customers that will let you take advantage of the low rates. To use this, you'll first need to set up a MoneyGram account on the service's website. You can then select the "Send Money" option, where you'll input the receiver's location and transfer amount to see your fees and total cost along with the amount the recipient will get in their location.
You'll proceed with selecting the pickup method and typing information about the receiver before confirming your own contact details. You'll need to enter your card or bank account information for the transfer and review a fraud protection notice before you can confirm and send the money. After the transfer goes through, you can track it under the "Transaction History" section of the MoneyGram Walmart website.