Visa Black Card Requirements

Visa Black Card Requirements
Man at computer holding black credit card

Credit Score

As with any credit card, applicants must meet certain credit history requirements to qualify for a Visa Black Card. Personal finance consultant Dave Manuel suggested in 2015 that a credit score of at least 700 is necessary to be eligible for a Black Card. By comparison, some credit cards are available for people with scores in the mid-500s.


Barclay’s Bank does not publish minimum income requirements for the card. However, a 2014 review by Consumerism Commentary confirmed it is designed for people who charge at least $50,000 per year.

Additional Considerations

The card carries an annual membership fee of $495. According to credit card review website, The Points Guy, members must spend at least $25,000 per year on the card to earn sufficient rewards to justify the expense.