How to Check a Bank Account Balance

Check your bank account balance often.

It is extremely important to know your personal account balance at all times. This prevents you from withdrawing more than you have in the bank (this results in hefty overdraft fees). When it comes to checking an account balance, there are three main ways to go about doing so: Checking online, going to an ATM affiliated with the bank, and stopping by a nearby branch.


Step 1

Open your Internet browser and navigate to the bank's website. Log onto your online account using your username and password. If you do not have an online account it is possible to select "Register," then fill out all the required information and the account information is linked to the online profile. Select the account you want to check the balance of and the remaining fees are displayed, followed by all the withdraws or deposits made recently.

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Step 2

Visit an ATM affiliated with the bank. If you are using an ATM not part of the banking branch it may not have access to your account details, in which case it cannot display the balance information. Insert the debit card into the ATM and type in the pin number. Choose the account you want, then select "Check Balance." The balance information is displayed on the screen.


Step 3

Visit a local branch of the bank. Give the teller your debit card (or account card) and ask for a print out of your current balance. It only takes a moment for the clerk to print off the information and hand you your current account balance.

Step 4

Contact your bank over the phone. If you own a debit card a contact number is listed on the back of the card. The number may also be printed on your checks and monthly billing statements. Once a customer service representative answers the phone request your account balance over the phone. You are asked a series of different questions regarding your account, to ensure you are the individual who owns the account (questions usually range from the type of account, full name, address, Social Security number, and other accounts opened with the bank).