How to Transfer Instant Money With a Credit Card Online

Money transfers by credit card can be expensive.

Many of the money transfer stores that are located in shopping centers and in grocery stores also offer online services. You can use the online services to send money in just minutes using your MasterCard or Visa credit card. However, your bank will treat the transaction as a cash advance, adding to the cost of sending the money.

Step 1

Confirm you have enough available credit on your credit card to send money. Call your credit card company to confirm, or check your latest statement.

Step 2

Visit the website for your preferred money transfer store. Or visit the site for a Web-only money transfer agent. You can also find money transfer stores in your telephone directory and then go to their websites.

Step 3

Find the menu on the website home page for sending money. Click on "send money" or a similar heading to continue.

Step 4

Follow the prompts as you enter the requested information, such as the name and location of the recipient. You will also be prompted to enter your credit card information, including the account number, three-digit code on the back, and your name, address and telephone number. Provide all the requested information, note the confirmation number or code, and exit the system.

Step 5

Wait for a telephone call. Most wire transfer companies will call you to confirm your identity before completing wire transfers from a credit card. Answer questions from the representative to complete the process. A final confirmation will be sent to you via email, or you can check the status of the transaction online.