Visit the Social Security office to have your name changed legally before alerting your lender.
Contact your lender to inform them of the change. Different lenders will require different paperwork for legal name changes. Request documents to be mailed to you promptly.
Complete any required paperwork and prepare a letter stating the reason for the name change as well as the effective date. The letter should include your new name, old name, account information and Social Security number.
Photocopy proper identification and legal documents that verify legal name change.
Mail completed forms, letter and identification copies to your letter using the Certified/Return Reciept Requested option at the Post Office.
Follow up with your lender in two to three weeks to ensure name change has been recorded.