How to Stop PayPal from Taking Money from a Bank Account

PayPal transactions can use your credit card, PayPal balance or bank account.
Image Credit: Sean Gallup/Getty Images News/Getty Images

When you link your company's PayPal account and bank account, PayPal will deduct from your bank account if your PayPal balance can't cover transactions. You'll be able to pay customers and clients far more easily, but you'll open your company to risk – anyone who gains access to your PayPal account can now spend much more of your money. Though PayPal has a policy of reimbursing users for unauthorized payments, the process can be a time-consuming hassle. Disconnecting your accounts will permanently stop PayPal from taking money from your bank account.

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Step 1

Log in to your PayPal account and hover the mouse pointer over "Profile" in the page's navigation bar.

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Step 2

Click "Update Bank Account" to open a list of your attached bank accounts.

Step 3

Click "Remove" beside the entry for each bank account that you want to disconnect from PayPal.

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