Apply for a credit card. Many people apply online for credit cards. Find the website for the credit card company where you want to apply. Fill out the application including your name, address, Social Security number, date of birth, place of employment, personal references and phone numbers for home and work.
Add a password in place of your mother’s maiden name. The Federal Trade Commission website advises that you ask the credit card company if you may use a password instead of your mother's maiden name, which is easily available. If given permission to do this, insert the password in the space on the application designated for your mother’s maiden name. Remember what the password is. If you call the credit card company to speak with a representative about your account, you will be asked for this information as account verification.
Wait for your credit application to be approved. The credit card company will notify you when your credit card account is ready to be used. Activate your card following the instructions that come with it. Write your password down for safe keeping.