The cost of joining the American Association of Retired Persons is far outweighed by the many financial benefits you qualify for as a member. In addition, you'll find a wealth of information to read and videos to watch at the AARP website.
The AARP makes it easy to browse their benefits by listing them – by category – on their website. Reviewing the many AARP discounts for seniors will help you decide if and when you want to join this membership organization.
Consider also: What Type of Interest Group Is the AARP?
When Do You Qualify?
AARP has a pretty liberal definition of "senior." Once you hit 50, you can join. The cost for your first, one-year membership is $12 (as of March 2022). You can join for three years and five years at $43 and $63, respectively. You'll need to provide personal information, such as your name, address and birthdate. If you join AARP online, you can opt to have your materials sent in Spanish or English. Before joining, you can review the most current AARP membership benefits. Following are a just a few of the benefits offered by AARP, listed by category.
Consider also: How Is the AARP Funded?
Banking and Investments
AARP deals include a wide variety of personal finance, investing, retirement products and estate-planning benefits.
- Different rewards credit cards issued by multiple banks
- 8-month, no-penalty certificated of deposit
- AARP Annuity Marketplace
- AARP Digital Banking
- AARP Health Savings Account
- Goldman Sachs Marcus personal loans
Consider also: Senior Citizen Discounts at Restaurants
AARP makes sure you have plenty of access to health care benefits.
Financial Planning Benefits
If you need help with financial planning, AARP has a wide variety of resources and partners.
- Members-only financial articles
- Tax assistance provided by AARP
- New York Life life insurance program
- Trust and will estate planning advice
- Identify theft protection
- AARP Social Security Resource Center
- Retirement calculator
- Social Security benefits calculator
Health Care Benefits
AARP makes sure you have plenty of access to health care benefits.
- New York Life AARP Long-Term Care Options
- AARP Dental and Vision Insurance
- AARP Medicare and Rx plans offered by UnitedHealthcare
- Medicare resource center and enrollment guide
- AARP Medicare Resource Center
A Variety of Insurance Products
You can find discounts or perks related to most of the insurance products you'll need when you join AARP.
- Life insurance
- Home, mobile home and renter's insurance
- Vehicle insurance (auto, truck, motorcycle)
- Golf cart, RV, boat, ATV, snowmobile insurance
- Pet insurance
- Collectible insurance
Travel and Leisure
If you like to travel, you'll do it a lot cheaper with the many AARP benefits you receive, including AARP discounts on flights. Even if you don't travel, the dozens of AARP discounts at restaurants will save you money.
- Airline tickets
- Car rental discounts
- Hotel/motel/resort discounts
- Restaurant discounts
- Vacations/cruises/tours
- Parking discounts
- Travel planning
Many Shopping Benefits
Everyday shopping can be much cheaper with an AARP membership.
- Grocery stores
- Drug stores and pharmacies
- Flowers
- Gifts
- Books and magazines