How to Get a PayPal Debit Card

In addition to using your PayPal account online, you can get a PayPal Debit MasterCard that can be used anywhere MasterCard is accepted. It can also be used at ATMs to withdraw cash from your account.

Requesting a Card

To request a PayPal Debit MasterCard, log in to your PayPal account and go to Tools. Click Get a Card Today after the start page opens.

Click to Apply

Verify your name, mailing address and phone number. If changes need to be made, click Edit and follow the prompts to update your information. After verifying the information, click Agree and Continue.

Verify Information

A confirmation page lets you know that the request is being processed. Upon approval, you can expect to receive your card in seven to 10 business days.

Application is Being Processed

Activating Your New Card

When you receive your card, activate it online by visiting your PayPal account page and following the prompts. Alternatively, call the toll-free number provided on the card. Choose a four digit PIN to complete activation.

How it Works

After activation, the card can be used anywhere MasterCard is accepted. Swipe the card just like any debit card. Enter your PIN for most purchases. It can also be used online at websites that don't accept PayPal. Choose the credit card option at checkout.

Benefits of a PayPal Debit Card

Having a PayPal Debit Card gives you the option to use your PayPal account at land-based stores and online at websites that don't accept PayPal. You benefit from all the privacy protections of your PayPal account.

Drawbacks to a PayPal Debit Card

Having a PayPal Debit Card isn't the same as having a line of credit or a bank account. There is no overdraft protection if you try to charge an amount greater than what you have in your account.