How to Read a Bank Check

A bank check is a check written and endorsed by a bank that can be used either by the bank or by an individual with an account at that bank. If you receive a bank check from someone who owes you money, typically the debtor has walked into the bank, handed the clerk cash, and paid the bank to print a check on his behalf. Reading a bank check is very similar to reading a personal check, with a few distinct differences


Step 1

Notice the bank logo in the upper left-hand corner of the check. The name of the bank will appear, along with contact information for the bank. This is the traditional spot on a personal check where a person's name and address appears.

Video of the Day

Step 2

Look for the words "Bank Check" or "Cashier's Check" in the upper center of the check. This indicates to you that it is a check that was drafted by the bank.


Step 3

Read the amount of the check just like you would a personal check. The amount will be written in numerical form on the right side of the check and will be written out in alphabetic form in the center of the check. This tells you how much money you get when you cash the check.

Step 4

Check the "To The Order Of" line on the check. This line tells you who the check is made out to. This is the person who can cash or deposit the bank check.


Step 5

View the bottom left side of the check for any additional information about the origins of the check or the purpose of the check. In many cases, a bank will list here on whose behalf the check was written.

Step 6

See the very bottom of the bank check for the bank account information. The routing number will be the first set of digits followed by the account number.