If you don't have your debit card handy, you can withdraw money from your checking account by filling out a withdrawal slip at a branch of your bank. Checkbooks typically come with checks and deposit slips only, so you'll have to obtain a withdrawal slip from a self-service counter at the bank or from a teller.
You must know your checking account number before you can fill out a withdrawal slip. Locate the account number on the bottom of your check to the right of the bank routing number and just before the check number. You can also find the account number on your checking account statement, usually near the top. (Ref. 6)
If you don't have a check or statement handy, ask the teller to look up your account number. You may have to show identification, such as your driver's license.
Filling out the Slip
The order of information on withdrawal slips varies from bank to bank, but the general requirements are similar. Fill in the blanks with the necessary information:
- the current date
- your checking account number
- your name in printed letters
- the amount you wish to withdraw
- your signature
Some banks require you to write the amount in both words and numbers, similar to how you write a check.
Unless you have overdraft protection, you can't withdraw more than the balance in your account.
Getting Your Money
Take your withdrawal slip to the teller window and request your money. If the teller doesn't know you personally, she may ask to see identification, such as your driver's license.
In addition to your cash, you should receive a transaction receipt that shows the new balance in your account. Record the withdrawal in your check register and verify your balance so you don't risk overdrawing your account.
If you have your checkbook handy, you can also write a check to yourself and present it at the teller window. Just write your own name in the "Pay to the order of" blank. You'll need to endorse the back similar to any other check you receive.