If you are working online, you know that most online employers pay using PayPal. This is the method of choice for most because it is easy to deposit bulk amounts into independent contractors' PayPal accounts. Whether you are writing online or answering surveys, you need a PayPal account to be paid. After you register for a PayPal account and your clients deposit money into the account, you need to choose the best method of accessing your money. PayPal offers several options.
Use your PayPal account to make online purchases. Most websites that sell items online accept PayPal as a form of payment. This is a great option if you use the money that you make online to make purchases on the Internet. However, you cannot use this option to make most of your monthly bill payments or to have cash on hand.
Request a debit card to access your money. The PayPal debit card is linked directly to the money in your account, similar to a debit card that is attached to your personal checking account. This option is popular with people who use PayPal to make money online. Once money is deposited into PayPal accounts, users have instant access to it.
Instruct PayPal to transfer the money electronically to your bank account. You can request the transfer at any time. The transfer occurs within 5 to 7 days -- frequently less -- from the day that you request it. Once in your bank account, you use the money as you see fit. This solution gives you check-writing and cash-withdrawal capabilities.
Instruct PayPal to issue a check to you for the money that you make online and mail it to you. This option takes the longest amount of time to get your money. However, some people feel safer receiving a check.