How to Apply for a Ford Credit Card

Credit cards free up cash for your business

It will be challenging to apply for a Ford Credit Card because unfortunately, Ford Motor Credit no longer offers credit cards for non-vehicle purchases. Ford Credit does however, offer competitive financing for vehicle purchases, vehicle leases, and commercial credit lines. The commercial credit line option is available for vehicle purchases as well. They also have a program called Ford Interest Advantage that allows investors with as little as $1000 to earn competitive interest rates. How do you apply for Ford credit?


Step 1

Type on your computer and then click either "Lease" or "Purchase". Choose "Apply for Credit" from the drop down menu. The credit application will appear.

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Step 2

Fill in all of the information requested on the application. Include: "Name," "Address," "Social Security Number," "Date of Birth," "Pay Period Frequency," "Income Each Pay Period," "Time at Employer, Years, Months," "Residence Information," "Mortgage/Rent Payment," “Time at Residence,” "Telephone Numbers," "Employer Name," "Occupation."


Step 3

Enter your Email address in the "2 Set your Email and Password” box. Follow with, “Email," "Confirm Email," "Create Password," and "Confirm Password."

Step 4

Select a Dealer in the " 3 Select a Dealer” box. Choices will be given based on the zip code you entered in the "Your Details” box. Check the box for the "Dealer Nearest You", "Search for More Dealers," or "I do not want to select a dealer at this time." Please note that selecting a dealer on your application, implies consent for Ford Credit to disclose the results of your credit evaluation and application with the dealer selected.


Step 5

Review your credit application. Click on the “Review and Submit” box, located at the bottom of the screen below your application. If corrections are needed choose "Change Details". If everything is correct, go on to the next step.

Step 6

Submit your credit application by clicking on the “Submit” box, located at the bottom of the screen. Results are typically available in about an hour.


The higher your credit score, the lower your interest rate will be. If you do not like submitting financial data over the Iinternet, print the application. You can also request a credit application by calling Ford Credit's Customer Service Center. Associates are available to assist you Monday through Saturday from 7:00 a.m. to 8:00 p.m. by calling 1-800-727-7000. Deliver your hand written application to a Ford Dealership, or mail to: Ford Credit, Customer Service Center, P.O. Box 542000, Omaha, NE 68164.


Don't lie on your application.

Things You'll Need

  • Windows 98 or later in a 32-bit operating system Internet Browser -Recent version

  • 28.8KB Minimum Internet connection

  • 128-bt encryption minimum

  • Good Credit

  • Computer

  • Printer attached

  • Financial information