While HP does not offer a private credit card, its customers are instead offered the option to apply for credit using Bill Me Later as a payment option at checkout. Bill Me Later is a feature offered by CyberSource, a payment processing company, which defers payments based on the customer's credit history. This feature is similar to a credit card, allowing customers to pay monthly on HP purchases.
Step 1
Visit the HP website (see Resources).
Step 2
Select the product(s) you are interested in purchasing. Click "Add to Cart."
Step 3
Select "Bill Me Later" as the payment method. Payment methods are located in the "Order Summary" area on the right-hand of the screen.
Step 4
Complete the account and shipping information screens.
Step 5
Select the "Bill Me Later" option. Click "Submit Order."
Step 6
Complete the "Bill Me Later" form. Read and accept the "Terms and Conditions." If credit is approved, a "Bill Me Later" account will be created and order will be shipped. If credit is not instantly approved, a notice with the decision will be received in the mail.