While HP does not offer a private credit card, its customers are instead offered the option to apply for credit using Bill Me Later as a payment option at checkout. Bill Me Later is a feature offered by CyberSource, a payment processing company, which defers payments based on the customer's credit history. This feature is similar to a credit card, allowing customers to pay monthly on HP purchases.
Visit the HP website (see Resources).
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Select the product(s) you are interested in purchasing. Click "Add to Cart."
Select "Bill Me Later" as the payment method. Payment methods are located in the "Order Summary" area on the right-hand of the screen.
Complete the account and shipping information screens.
Select the "Bill Me Later" option. Click "Submit Order."
Complete the "Bill Me Later" form. Read and accept the "Terms and Conditions." If credit is approved, a "Bill Me Later" account will be created and order will be shipped. If credit is not instantly approved, a notice with the decision will be received in the mail.
"Bill Me Later" accounts are subject to credit approval.