How to Get an American Express Platinum Card

How to Get an American Express Platinum Card
There are many perks that come with an American Express Platinum Card.

Step 1

Obtain a “standard” American Express card and use it regularly for two years. Previous American Express customers who have a consistent on-time payment history, paying more than the minimum balance on each bill, have a better chance to qualify for the Platinum Card.

Step 2

Have a credit rating of at least 700. A 700-plus credit score isn't a 100 percent guaranteed qualifier for the Platinum Card. However, having a credit score of 700 or less will decrease your chance of obtaining a Platinum Card.

Step 3

Be able to pay an initial fee of $450. You will be required to pay a yearly fee of $450 in order to authorize your Platinum Card.

Step 4

Show that you are able to pay off your card fees in full at the end of each month. This is a requirement for having an American Express Platinum Card. You can demonstrate this by having a high annual household income (around $100,000), no credit cards with excessive balances and no defaulted credit card payments.

Step 5

Apply for the American Express Platinum Card. You can do so by going to the American Express website. There are two different forms for applying for a Platinum Card--one for existing American Express customers and one for new customers.