Oops, you did it again. Mistakes happen, that's a fact of life. Adulting means you have to fix them. But how? Here's how.
Money Mistake #1: You have no idea where your money goes.
How do you fix it? Make a budget! It is the most basic thing you can do and will open your eyes to all the ways you are pissing money away. If you get through your transactions and see that you've spend $100 this month on drinks out with friends, but $0 on paying down your credit card debt then it will become really real. Invite your friends over for some BYOB and Netflix then immediately make a payment to your credit card. You'll be glad you did!
Money Mistake #2: You do not have an emergency fund.
How do you fix it? Save a chunk of money! $500-$1,000 is usually enough to save your butt if something unexpected happens. Aim to have 3-6 months of expenses saved in case of a dire emergency. Start saving and don't stop until you hit your goal. How much can you save? I don't know, but you should. Look at your budget and see what you can trim to save a bit of cash, and then stash it away for a rainy day.
Money Mistake #3: You spend money on things you could get for free.
How do you fix it? Go to the library! Music, books, magazines, printing services, classes, book clubs, arts programs, volunteer opportunities, and snacks all await you at your local library. Get on their website and poke around, you're sure to find something you like. Attend a clothing swap (or organize one with friends). Borrow a tool from a friend instead of buying one. Shop your closet. Go for a walk in the park instead of the mall. Go to the museum on a free day. Do something besides eating out at restaurants when you go out with friends. There are lots of free options, and if you're broke you need to find them.
Your mistakes don't define you, how you rebound does.