What Is Vesting on a Warranty Deed?

A warranty deed is a guaranteed property tranferrance.

When a person owns property, particularly real estate, protecting and maintaining that property is a primary concern. Such things can become especially important if a person decides to sell or bequeth his home upon his death. The transferring of legal ownership from one party to another usually occurs with the use of a deed or property title. The vesting of a warranty deed is one of many methods that can be used to transfer property from one person to another.


Warranty Deed

A warranty deed is a legally binding paper in which the seller of a property guarantees the authenticity of the property title that he holds. It also guarantees his right to sell and/or transfer the title of any subsequent property mentioned in it. This means that when buyer signs a warranty deed she is doing so with the knowledge that the property she is purchasing is free and clear of any liens or additional claims of ownership.


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A standard deed is simply the legal document by which a person obtains ownership of a property, most commonly real estate holdings. When an individual purchases a home, they sign and then receive this piece of paper, either from his state or lender as proof that he is the sole owner of the property. When a home or property is vested, it bestows an absolute right of both title and ownership to the buyer or beneficiary of the property, as described in the warranty deed.



The primary benefit of vesting a warranty deed is the inherent guarantee of the deed. For an individual purchasing or receiving property, there is a great deal of security in knowing that the person who vested the deed is financially responsible for any legal proceedings that may result should another party lay claim to the property. Having this type of assurance is invaluable to anyone who owns property. It also ensures that, as the legal owner of the property, you alone can sell your property.



If you are in the process of purchasing a home or selling the one that you currently own, you should consult your real estate broker about securing a warranty deed. A broker can also help you with any legal forms and proceedings necessary for vesting a warranty deed.