How to Get a Low Home Appraisal

How to Get a Low Home Appraisal
An inexperienced appraiser could provide a low estimate for the value of your home.

Visit your banker to get a referral for an appraiser, as many banks prefer to use conservative appraisers to protect their investments.

Ask local real estate agents and mortgage brokers about recommended as well as non-recommended appraisers. Call the non-recommended appraisers to get an overview of their experience.

Hire an appraiser who is fairly inexperienced and unfamiliar with your neighborhood. Select an appraiser who does not hold industry-recognized designations, such as a MAI or SRA from the Appraisal Institute.

Put off doing any home maintenance on such things as peeling paint, debris and unfinished repairs before the appraiser's arrival. This could negatively affect your home's value and result in a low appraisal.