You may be surprised to learn that you can turn to organizations and individuals to help you pay your bills when your enduring economic hardship. You are not alone when it comes to struggling with financial obligations. Resources to get help with your bills are available through charities, churches and caring individuals, and the first step is getting in touch with those who can help.
Ask your pastor if a discretionary or benevolence fund is available that can help you. Pastors often have a discretionary fund that they can use to help those in financial need. Other churches have a pool of money--a benevolence ministry--that members of the congregation help fund.
Show the pastor your bills. If a pastor or designated church official deems your situation appropriate for financial aid, this individual can write a check on your behalf for the amount owed and mail it for you.
Ask your friends about the benevolence programs at their church. A church you do not attend may help you regardless of your membership status, especially if you have a friend who is a member of the church or attends services regularly.
Community Action Partnerships
Contact your local Community Action Partnership. You can find more than 1,000 Community Action Agencies across the U.S. that can help pay your bills.
Meet with a CAA case manager. Your local CAA agency can pair you with a case manager who can authorize the CAA to help pay your bills.
Work with your CAA case manager to get signed up for additional assistance programs that can help you with future bills.
Add a Donation Button on Your Websites or Blogs
Embed a donation button onto your personal website or blog. If you have an online money transfer account linked to your personal bank account, you can receive donations online through a website or blog you already have.
Log into your online money transfer account and copy the HTML code provided for those who want to place a donation button on a website or blog. You can find the the HTML code for this button in the area of your online money transfer account that lists the different buttons available.
Embed the HTML code by pasting it into the editing or design section of your blog or web page.
Save the changes you made on your blog or website. Anyone who wants to help you can do so by directly by depositing funds into your online money transfer account.
Personal Online Fundraising Pages
Create a fundraising page by making an account on a site that allows you to make a free personalized donation website.
Explain your needs on your personal fundraising page so others know why you are asking for money. Give Forward states that you should write a compelling story about yourself that states why you are raising money and includes details about how the donations would benefit you. Additionally, Give Forward reports that individuals are more likely to support you if they know exactly how you will use the money because they are more likely to attach a significant meaning to their donation.
Add photos and videos to your personal fundraising website. These elements add personal touches to your site and ways for potential donors to relate to or sympathize with your situation. Pictures of your family and a simple, three-minute video about why you are asking for money can help compel others to donate money to you.
Receive your funds through an online money transfer account or a check in the mail from the company that provides the fundraising service.
- Community Action Partnership: Fact Sheet
- Need Help Paying Bills: Find Church Assistance Programs
- Need Help Paying Bills: If You Need Help with Bills, Contact a Charity
- Give Forward: The Three Ps For Successful Fundraising: Personalization, Promotion, Persistence
- Canadian Heritage: How to Get Bigger Donations from Very Generous People
- Paypal: Buttons for Donations