Parents with disabled children often find it difficult to obtain the appropriate funding to purchase homes and renovate those homes to the special needs of the children. Through several federal grant programs, these families can now fulfill their dreams of owning a home.
Special Housing Opportunities Program
Maryland's Department of Housing and Community Development sponsors the Special Housing Opportunities Program (SHOP). Providing loans and mortgage insurance, SHOP encourages financing opportunities to nonprofit organizations and group homes to house those families with special needs. These loans can finance the acquisition, rehabilitation or new construction of houses. The eligible recipients may also refinance existing private mortgages.
Special Housing Opportunities Program Maryland Department of Housing and Community Development 100 Community Place Crownsville, Md 21032-2032 410-514-7328 dhcd.maryland.gov
Accessory, Shared and Sheltered Housing Program
With no interest, low interest or deferred loans for 20-year terms, the Accessory, Shared and Sheltered Housing Program grants money to modify housing. Homeowners can renovate homes into sheltered housing for those people who meet income-eligibility requirements, such as senior citizens, families with children who are disabled or individuals with disabilities.
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Accessory, Shared, and Sheltered Housing Program Maryland Department of Housing and Community Development 100 Community Place Crownsville, MD 21032-2032 410-514-7328 dhcd.maryland.gov
Handicapped Access Improvements Program
The Handicapped Access Improvements Program (HAIP) provides a grant program with up to $30,000 to homeowners for necessary home improvements. The families can remove and remodel physical barriers within homes to provide better access to disabled children with mobility and other physical impairments.
Handicapped Access Improvements Program Department of Housing and Community Development - District of Columbia 1800 Martin Luther King Jr Ave., SE Washington, DC 20020 202-442-7200 dhcd.dc.gov/dhcd/site/default.asp
USDA Rural Development
The U.S. Department of Agriculture has a Rural Development program offering the opportunity for home ownership across the nation in rural areas. Through the Rural Housing Service (RHS), financing is available to the elderly, disabled or low-income families who live within multi-unit housing buildings, so the families can receive payment to make rent.
Grant Information USDA Rural Development: WI 4949 Kirschling Ct Stevens Point, WI 54481 715-345-7600 rurdev.usda.gov/wi/programs/individuals.htm