How to Read the Back of a Cashed Check

How to Read the Back of a Cashed Check
Blank Check

Look at the recipient's signature or business stamp at the top of the check. Confirm that the signer's name matches the recipient's name at the front of the check.

Read the bank processor identification. If the check is for deposit only, notice the "For Deposit Only" stamp above the processing bank's identification on line two. Note the identification numbers of the bank that cashed and processed the check below the signature on line three. Review the name of the processing bank below the identification numbers on line four.

Notice the processed date. See line five at the back of the cashed check to review the date that the bank processed your check. Examine your bank statement to confirm that the check was charged against your account on the date noted on the back of the cashed check.

Note the processing bank's telephone number on line six. Below that, see the processing bank's city and state location. Finally, note the processing bank's parent company identification symbol and number on line eight. For example, for a federal savings and loan, you might see FHLB (Federal Home Loan Bank) followed by dashed identification numbers.