A joint bank account is generally held by married couples to pay common expenses. Most often, you can deposit a check made out to your husband into your joint account.
Joint Account
Each person associated with a joint account is usually able to deposit or withdraw funds, as he likes. Most banks will even allow each owner of the account to endorse checks made out to the other owners of the same account. Therefore, you should be able to deposit your husband's check into a bank account that is jointly owned by the two of you.
Your Own Account
Depositing the check into your own bank account would require permission and a restrictive endorsement from your husband. He must sign the check over to you by writing, "Pay to the order of," followed by your name. You must both then endorse, or sign, the back of the check.
