How to Change the Payee on a Check | Sapling

How to Change the Payee on a Check

Written By
Tina Amo
Tina Amo
Apr 10, 2011
1 minute read
Prepare writing check
Man's hand writing a check. Image Credit: payphoto/iStock/Getty Images

Errors on a check could include a misspelling of your name or the check being written to a different name. It is illegal to correct any error on a check on your own. Fortunately, there are other methods of correcting the error so you can still cash or deposit the instrument.

Options for Presenting the Check

Your bank might overlook a minor misspelling or variation in the payee name if it is still recognizable as your name. Most will allow you to deposit the check if it is substantially close to the name on your account. You could also endorse the check with the payee name as spelled, then endorse below this with the correct spelling of your name. If the payee is another person entirely, they can endorse the check over to you specifically by writing on it "Pay to the order of [your name]."

Reissuing the Check

You could have the check reissued if it has been written to a different person who is unavailable or the spelling of the payee name is substantially different from the way you spell yours. You would have to return the original check to the issuer.

Tina Amo

Tina Amo has been writing business-related content since 2006. Her articles appear on various well-known websites. Amo holds a Bachelor of Science in business administration with a concentration in information systems.

Sapling Logo

We demystify personal finance and make financial adulting easier. From student loans to credit and investing, all the money questions you were ever afraid to ask are right here.

Property of TechnologyAdvice. © 2026 TechnologyAdvice. All Rights Reserved

Advertiser Disclosure: Some of the products that appear on this site are from companies from which TechnologyAdvice receives compensation. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. TechnologyAdvice does not include all companies or all types of products available in the marketplace.