As a member-only financial services company, the United Services Automobile Association was originally started in 1922 by and for military personnel. The membership organization originally provided its military members with automobile insurance, but has grown to include insurance products such as dental and vision, life and property insurance, banking and credit cards, mortgage services, financial and retirement planning and a variety of shopping discounts.
Honorably separated officers and enlisted members of the U.S. military -- whether they are active or retired -- are eligible to join USAA. Membership application takes a few minutes online, but you need your Social Security number, date of birth, military enlistment information, separation date or commission information to apply. If you are retired, a copy of your DD-214 discharge papers and separation form contains the needed information.
For those training in U.S. military service academies, such as midshipmen or cadets, those in the Reserved Officer's Training Corp, in advanced ROTC or on a ROTC scholarship are entitled to membership access. Officer candidates within 24 months of receiving their commissions can join USAA. Former USAA members are eligible to rejoin.
Adult children whose parents met USAA's eligibility requirements or previously had an auto or property insurance policy with the firm can apply for membership. Membership eligibility also applies to widows and widowers of USAA members who maintained a previous USAA auto or property insurance policy. To be eligible under a spouse or parent USAA member, you must have the family member's date of birth and Social Security number to sign up.