USAA Eligibility Requirements

USAA Eligibility Requirements
Military member going over insurance with doctor

Military Membership

Honorably separated officers and enlisted members of the U.S. military -- whether they are active or retired -- are eligible to join USAA. Membership application takes a few minutes online, but you need your Social Security number, date of birth, military enlistment information, separation date or commission information to apply. If you are retired, a copy of your DD-214 discharge papers and separation form contains the needed information.

Officer Candidates

For those training in U.S. military service academies, such as midshipmen or cadets, those in the Reserved Officer's Training Corp, in advanced ROTC or on a ROTC scholarship are entitled to membership access. Officer candidates within 24 months of receiving their commissions can join USAA. Former USAA members are eligible to rejoin.

Family Eligibility

Adult children whose parents met USAA's eligibility requirements or previously had an auto or property insurance policy with the firm can apply for membership. Membership eligibility also applies to widows and widowers of USAA members who maintained a previous USAA auto or property insurance policy. To be eligible under a spouse or parent USAA member, you must have the family member's date of birth and Social Security number to sign up.