Do All U.S. Banks Cash International Checks?

U.S. businesses depend on the global economy to grow and survive. The Internet has given companies the opportunity to expand without the expense of going to another country to establish a business and rely on banks to process payments.

International Check

An international check is the same as any other check except it is drawn on a foreign bank and presented to a U.S. company for payment. It is usually presented in the currency of the country and will be converted to U.S. currency once it is cashed.


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U.S. banks will accept an international check. However, most have the same policy. Banks will present the check for payment on the foreign bank and will not deposit the funds until the foreign bank has payed the U.S. bank. The U.S. bank may also have a limit on the amount of the check and may charge a fee.



Most banks would prefer wire transfers, money orders or cashier's checks to draft checks. A wire transfer, money order or cashier's check is created when the business or individual has presented cash to the bank. The cash is held by the bank instead of having to verify that the funds are available in a traditional bank account.