At an Automated Teller Machine (ATM), you can only transfer funds between your accounts linked to a single debit card or ATM card. You can't transfer funds between unlinked bank accounts, between different banks, to a credit card, to another person's account or to pay bills. Although all ATMs vary slightly, the general process is the same for all ATM transfers.
Step
Visit an ATM. You don't necessarily have to visit your bank's ATM to transfer money. However, some banks charge fees for using another bank's ATM. In addition to your bank's fee, the ATM's financial institution might also charge a usage fee range of around $2 to $3 for non-account holders.
Step
Insert your ATM card. Follow the prompts to verify you are the account holder. You typically need to select a language and enter the card's Personal Identification Number (PIN).
Step
Select the option "Transfer Funds" or a similar entry. Any accounts associated with that debit or ATM card will be displayed.
Step
Choose the account you want to transfer money from and the account you want to transfer to. Review to ensure you've selected the correct accounts.
Step
Confirm the amount is correct and accept any usage fees you may incur for the transaction to proceed. Select complete to finalize the transfer.
Step
Take the receipt and maintain it for your records. You can also view the new balance directly on the ATM screen.
