American citizens have the ability to file for Social Security benefits at age 62. They may also elect to delay Social Security benefits until the age of 70. Either way, it is crucial that you know how to keep track of your own Social Security account.
Save every one of your Social Security statements. The Social Security Administration mails an annual statement to every worker covered by Social Security. Enter each amount with the date into a spreadsheet to keep track of your benefits.
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Log on to the Social Security website. If you are a returning user, log in. If not, create a new account by choosing a user name and password as well assupplying your email address.
Click "My Account." This will bring you to an overview of your individual Social Security benefits account.