How to Wire a Check to a Bank Account

Image Credit: Comstock Images/Comstock/Getty Images

Most people keep their money in a checking or savings account. When you need to send money from an account, you have a variety of options, including a wire transfer. Due to electronic transactions, the ease of wiring checks has led to a decrease in cost and an increase in popularity. All you need to wire a check to a bank account are the routing and account numbers for the account into which you want to deposit the funds.

Advertisement

Step 1

Gather your data. You will need the routing number for the bank account as well as the account number. In most cases you will also be required to supply the name of the owner of the account.

Video of the Day

Step 2

Determine wire fees. Wire fees used to be a deterrent to wiring money, but now the fees are lower. However, you should still check with the bank or financial institution to see what the cost is first.

Advertisement

Step 3

Contact your bank for instructions on how to wire a check to an account in another bank. Follow the instructions exactly when making the transaction.

Advertisement

Step 4

Use a service like Western Union or MoneyGram. These companies specialize in wiring funds. They can even wire money directly from your debit card.

Video of the Day

Advertisement

Advertisement