Finding Your Free Credit Score and Checking for Errors
Visit annualcreditreport.com and click on the "Start Here" tab. According to Clark Howard's Web site, annualcreditreport.com is the best place to check your credit score for free.
Fill out the personal information page with your name, address, date of birth, and Social Security number.
Choose the credit bureaus from which you would like to receive a credit report. Clark Howard recommends selecting all three: TransUnion, Experian, and Equifax.
Click the "Next" tab and wait to be rerouted to the TransUnion Web site.
Read over the page of offers on the TransUnion Web site. Clark Howard recommends clicking on the tab that reads "No Thanks."
Examine your TransUnion credit report for errors. Missed payments will be highlighted in red and orange boxes while on-time payments will appear in green boxes. If you find an error, submit a dispute to TransUnion.
Save or print out a copy of your TransUnion credit report for your records.
Click "Return to annualcreditreport.com" and you should be redirected to the Experian Web site.
Bypass the offers on the Experian site and click on the "Annual Credit Report" tab.
Review your Experian credit report for errors. Should you see any errors, submit a dispute to Experian and await a response.
Save or print out a copy of the Experian credit report for your records.
Click on the "Return to annualcreditreport.com" and visit the Equifax Web site.
Decline the offers presented to you and click on the credit report tab.
Read over your Equifax credit report for errors. If any errors are present, you may submit a claim online to the Equifax Web site.
Save or print out a copy of your Equifax credit report for your records.