How to Use Netbanking

How to Use Netbanking
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Don't share your netbanking password with anyone.

Netbanking, or online banking as it is sometimes called, was slow to catch on at first. People now realize online access to your bank account can be extremely useful. You can't exactly get money like at an ATM, but other than getting cash directly in your hand, you can do all kinds of things with your account and your money. Getting set up and learning how to use netbanking is fairly straightforward, and you can start in less than 20 minutes.

Step 1

Confirm that your bank has netbanking. Different banks call it by different names, but if you ask about netbanking or online banking, your bank should know what you mean. If you go to the bank's website, you will probably find information about it there as well.

Step 2

Register for netbanking with the bank. This can usually be done online or at a branch office. You will need your bank account number and you will probably have to sign or click to accept an agreement.

Step 3

Create a password. Every bank is different. Some will email or snail-mail you an automatically created password. Most banks, however, will let you create your own password. You should pick something that is memorable to you, but that is not a normal word. It should have numbers and not be easy to guess.

Step 4

Access netbanking by going to the website that your bank uses for netbanking. Usually, there is a link from the bank's main website. You will need your password and the username that was generated when you registered.

Step 5

Using whatever options your bank provides, you can view your account balance and past transactions, and pay bills. Every banking website is different, but usually, there are easy-to-navigate links to perform each transaction.

Step 6

Log out of the website to make sure that no one can access your information. Go back to the netbanking site's homepage to make sure you are logged out and can't see any personal information showing up.