Determine which agency needs to be contacted. The three main consumer reporting agencies are Equifax, Experian and TransUnion. Individuals may wish to contact these agencies to get a credit report, credit score or to dispute information on a credit report.
Contact Equifax via regular mail by sending an inquiry to Equifax Credit Information Services, Inc., P.O. Box 740241, Atlanta, GA 30374. To order a credit report or score from Equifax, go to Equifax.com or call 1-800-685-1111. If you need to report fraud or identity theft, dial 1-888-766-0008 or go to Fraudalerts.Equifax.com.
Contact Experian by regular mail at P.O. Box 949, Allen, TX 75013. To order a credit report or score from Experian, go to Experian.com or call 1-888-397-3742. To dispute information on the score or report, call the phone number listed on the report. If you need to report fraud or identity theft, call 1-888-397-3742. If you are a member and have questions, call 1-800-787-6864.
Contact TransUnion by regular mail at TransUnion, 2 Baldwin Place, P.O. Box 2000, Chester, PA 19022. To request a credit report or order a credit score, call 1-800-888-4213 or go to Annualcreditreport.Transunion.com. If you need to dispute information on a credit report or credit score, call 1-800-916-8800. To report identity theft, call 1-888-909-8872.