Choose a high-limit credit card that is likely to give you a $10,000 credit limit. Typically, you will need to apply for a Gold or Platinum Visa or MasterCard to get such a high limit. Besides a high limit, these cards might also offer cash-back rewards or airline miles, so look for one that offers the best additional benefits.
Request a copy of your credit report from Equifax, Experian and TransUnion. Under the law, they must give you a free copy once each year. You will need an excellent credit history to apply for a credit card with a $10,000 limit. You'll be able to determine whether it is good enough by reviewing your reports.
Dispute any negative information on your credit reports that appears to be incorrect. If the credit bureau cannot verify the accuracy of the negative information, it must take it off your report. This will improve your credit score and boost your chances of getting a credit card with a $10,000 limit when you apply for it.
Recheck your credit reports before applying for your high-limit credit card to make sure the negative information has been removed. This should be accomplished within 60 days.
Send in the application for your preferred high-limit credit card, or fill out an application on the Internet. An Internet application may give you an instant response instead of having to wait for a mailed application to be processed. However, when you're applying for a $10,000 limit, even an Internet application may not be approved for several days.