Applying for a personal need grant can be easily achieved with no financial cost. The U.S. Department of Health and Human services offers a database of grants, so you can determine which is right for you. Personal benefits are outlined through grants.gov in the form of tuition assistance, general personal benefits, and small business assistance. Personal grants in the form of cash are not administered through the U.S. government, but are given in the form of benefits.
Visit grants.gov. Benefits and grants are available for higher education and small business assistance in the form of loans and research grants. Other benefit options include disaster relief, medicare, and housing.
Fill out the questionnaire to find the specific grant or benefit. These questionnaires get specific regarding your situation and what you are trying to achieve. Government sponsored personal need grants do not exist in the form of cash.
Once you have found the grant or benefit you qualify for, apply. The application process will be different for each benefit or grant and could require a research proposal, personal financial information, current resume, and letter(s) of recommendation. The website should outline the documents and forms you need.