How to Transfer a Social Security Check to Another Bank

Many people receive their Social Security benefits through direct deposit. If you currently receive Social Security benefits and you recently opened a new bank account, you will need to update your information with the Social Security Administration (SSA). Learn the proper way to transfer your Social Security check to another bank account, to avoid a delay.

Update Your Account Information In Person

Step 1

Gather the appropriate information. You will need your Social Security number, along with your bank account details, which includes the bank's routing number and your account number. The Social Security office will need this information in order to make changes to your direct deposit.

Step 2

Locate the Direct Deposit Sign-Up Form (Standard Form 1199A) on the Social Security Administration's website and print a copy of it. Complete the form and take it to your local Social Security office, or to your bank for processing.

Step 3

Confirm that your bank account details have been properly updated. It is a good idea to follow-up with the Social Security office to ensure that your check will be deposited into your new bank account. Be sure to contact the SSA at least a week before you are scheduled to receive your check.

Update Your Account Information Over the Telephone

Step 1

Contact the Social Security office by dialing 1-800-772-1213.

Step 2

Provide the customer service representative with your name, Social Security number and new bank account details.

Step 3

Verify that the representative has your correct information. Simply ask the customer service representative to repeat your bank account details back to you, to ensure that he entered your information correctly into the system.


Do not close your old bank account until you begin receiving your Social Security checks in your new account.

Things You'll Need

  • Social Security number

  • Bank account information