Some people qualify for a goods and services tax rebate, usually credited to your bank account four times per year. Qualifying is based on your family income.
If you are unemployed and collecting employment insurance, it will appear as an EFT credit to your bank account if you have direct deposit.
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Income Tax Refund
If you have filed your income taxes in Canada, are entitled to a refund and have direct deposit activated, your refund will display as an EFT credit once deposited to your account.
Child Tax Benefit
The Canada Child Tax Benefit is a monthly amount provided to those who qualify to help with child-rearing costs. If using direct deposit, it will appear as an EFT credit in your account.
Universal Child Care Benefit
The Universal Child Care Benefit is provided to qualifying families with children under age 6 to assist with child care costs. With direct deposit, this monthly amount appears as an EFT credit to your account.