How to Get a Cashier's Check

How to Get a Cashier's Check
Banking customers may need a cashier's check to purchase a large item, such as a car or house down payment.

Obtaining a Cashier's Check

Go to your bank and request a cashier's check in the amount needed. The bank employee will check to make sure the amount needed for the cashier's check is in your account. If you go to a financial institution where you do not have an account, a bank employee will contact your bank to ensure that your account has enough funds to cover the withdrawal. A banker will write the cashier's check, made out to the payee, and sign her name to the bottom. The signature makes it legal tender and a guaranteed check. In most cases, you will be charged a fee for a cashier's check. Such fees are often higher at a bank at which you have no account.