How to Check for Evictions on Your Record

How to Check for Evictions on Your Record
The three credit reporting agencies may have a record of money judgments.

Finding out if there is an eviction on your record

Step 1

Make a list of all the residences you have lived. Writing out your past addresses may result in remembering if there was a past residence where the landlord had grounds for eviction or where final financial responsibilities were not met.

Step 2

Obtain a copy of your credit report. If you owe the landlord money, there may be an entry on your credit report for the amount owed. Eviction records are recorded on your credit report when they are reported by the landlord, the landlord’s attorney or a third-party reporting service. Check all three credit reporting agencies, because the eviction could show on the report of one, but not all agencies. The three credit reporting agencies are TransUnion, Equifax and Experian.

Step 3

Check court records. Copies of eviction judgments can be found at the court where they were filed. You can access the court records by contacting the records department. You will be required to present photo identification. Some counties provide online access, making it easy to search eviction records from home.

Step 4

Contact a past landlord. If you find an eviction listed on your credit report or through a court record search, you should contact the landlord. You may be able to pay any past due monies. Evictions can stay on your credit report for 10 years. Even if the monies are paid, you may still have a difficult time finding a landlord to rent to you.