How to Find Out the Credit Provider for My Student Loan

When you take out student loans, you might be more concerned about getting the money to your college than you are about which lender the money is coming from. As you near your graduation, it is your responsibility to ensure that all of your lenders have your current contact information so you will receive payment notices. If you do not know who your lenders are, use these methods to locate your federal and private student loan providers.

Find Federal Student Loans

Step 1

Go to the National Student Loan Data System website.

Step 2

Select "Financial Aid Review" and accept the conditions listed on the following pages.

Step 3

Enter the required information to look up your student loan providers. The personal identification number, or PIN, required on the National Student Loan Data System website is the same number you set up when you filled out the Free Application for Federal Student Aid (FAFSA). If you have lost your PIN, visit the Federal Student Aid PIN website to reset it.

Step 4

Review your federal student loan information, including the credit provider and outstanding balance for each loan. All federal loans, including Perkins, Stafford and PLUS loans in the student's name, are listed here.

Find Private Student Loans

Step 1

Review your personal records to find your initial loan agreement or any mail you have received from your private student loan provider. If you do not have any records or mail, move on to the next option.

Step 2

Call or visit your school's financial aid office. Because the private student loan was disbursed to the school, it likely has a record of who the lender was.

Step 3

Obtain a free copy of your credit report from the Annual Credit Report website. Your credit report lists all of your credit providers, including those for your student loans.

Step 4

Call or visit the website of your credit provider, once you know its name, to find out how much money you owe and how to repay it.

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