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  1. Home
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  4. How to Increase an American Express Credit Limit

How to Increase an American Express Credit Limit

May 28, 2009
By: R. Sinclair
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There are many reasons you might want to raise the credit limit on your American Express credit card. A higher limit gives you more spending flexibility as well as the ability to collect more air miles or other benefits. Raising the credit limit also might increase your credit score, because you will be using a smaller percentage of your credit line.

Instructions

Step

Login to your American Express account at www.americanexpress.com.

Step

Click on "Credit Management."

Step

Click on "Increase Your Line of Credit."

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Step

Fill in the form, including your household income.

Step

Request the new credit limit amount and submit the form.

Step

The system will automatically approve or reject the request. There's also the possibility that it will increase your limit but to a lower amount than you requested.

Step

You also can request a higher credit limit by calling 800-528-4800. A representative will go through the above steps with you over the phone.

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