How to Keep Someone From Repossessing Your Vehicle

Everyone has a hard time keeping up with their bills from time to time. So if you are in danger of your vehicle being repossessed by the car lot, there are a few things you can do to keep that vehicle in your care for a little longer. Maybe even long enough to catch up that payment!

How To Keep Someone From Repossessing Your Vehicle

Step 1

Well, the first and best answer to this is to just pay the bill. I know that sounds silly, but if you call and make a payment arrangement with the creditor, generally the repo man is not sent your way. You can always try this for a few weeks to buy some time.


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Step 2

If you can't pay the bill, lock your car up in your yard with the fence or gate closed and or locked. If this is the case, it is illegal for a repossession agent to enter the premises without your express permission. If he does, this is considered breaking and entering because of the lock on your gate. Invest in a padlock, it will do the same thing on a regular fence.


Step 3

Put up a No Trespassing sign on your fence, or at the door of your garage, and close your vehicle inside. This will keep any repossession agent from entering your garage to take your vehicle. It is illegal to enter any premises that is marked No Trespassing without permission.

Step 4

Park your vehicle at a friend's house that was not listed on your application for your vehicle. This is the first place that skip tracers look for you. Maybe that cool friend of yours can give you a ride home, and come get you in the mornings to get your car. Hey, it never hurts to ask!

Things You'll Need

  • A vehicle in danger of repossession

  • Yard with a fence that will close and or lock

  • Garage

  • No Trespassing Sign

  • Telephone

  • Phone number of car lot

  • A good friend who lives close