Cut up your credit cards except for one or two to use for emergencies. Throw away the pieces.
Cancel all of your credit lines and request a lower interest rate on the debt you have left.
Transfer as much debt as possible to the credit card that has the lowest interest rate, or get a ** loan from a bank at a lower rate.
Use cash for all your purchases, and only buy what you can afford.
Commit to start paying off your debts one at a time and do it. Pay off the credit card and loans with the highest interest rate first.
Double your payments on the next debt by taking the payment you made on the first debt and adding it to the current debt.
Triple your payments on the next debt by combining payment amounts. Continue until all your credit cards and other debts are paid off.