Get a payoff quote from Vanderbilt Mortgage by signing into your online account or calling them at 800-970-7250. This lets you know how much you have left to pay on your loan.
Solicit quotes for refinancing from a variety of lenders so you can compare and get the best rate. Contact local banks in your area as well as lenders that specialize in manufactured home financing, such as JCF Lending Group, In Park Lending, and Florida Mortgage Corporation (see Resources). You can also use Lending Tree can to get rate quotes (see Resources).
Apply for refinancing through the lender that offers you the best rate. For the application, you need your loan payoff amount, your loan account number and contact details for Vanderbilt Mortgage and Finance. You also need the year the home was built, what type of foundation it has, and your income information. Once approved for the refinancing loan, you can pay off the Vanderbilt mortgage.