What Are Inter-Fund Transfers?

What Are Inter-Fund Transfers?
Inter-fund transfers help you optimize your TSP retirement plan investments.

TSP Inter-Fund Transfer Rules

TSP rules allow account owners to make inter-fund transfers between any funds in any amount twice each calendar year. Additional transfers are allowed, but only into a fund made up of government securities. Typically, TSP programs include funds holding fixed-rate securities, common stocks, small-cap stocks, international stocks and life cycle investments in addition to the government securities fund. Inter-fund transfers affect only money already in a TSP account. You have to request a contribution allocation change to shift future contributions to different funds. Some individuals have both military and civilian TSP accounts. Inter-fund transfers for multiple accounts are entirely separate and do not affect one another.