Paying for nursing home care is a major concern for the aging population. Medicare can help pay for short-term care in a nursing home. Although Medicare won't take a patient's Social Security money if she has to go into a nursing home, patients may have to use Social Security funds to help pay the bill under certain circumstances.
Medicare Nursing Home Coverage
Medicare only provides financial coverage for nursing home stays under limited circumstances. Patients must come to the nursing home from the hospital with a demonstrated need for short-term, skilled care such as physical therapy. Medicare will pay all of the covered expenses for the first 20 days in the nursing home. Patients become responsible for part of the payment after day 20 and all of the payment after day 100. Medicare will not ask for a patient's Social Security money to help pay bills, but the patient may have to use the Social Security money to help cover costs when Medicare stops paying the full bill.