To receive unemployment, you must meet certain requirements. Unemployment amounts vary by the state. Two basic requirements to get unemployment are: you must not be self-employed, and you must be unemployed through no fault of your own. Unemployment benefits are paid in part by federal funds and in part by state funds.
What Is Unemployment Insurance?
Every employer who pays employees must pay into the unemployment insurance fund. This covers all employees and allows the employee to collect unemployment should he be laid off. An employee may be entitled to collect unemployment through the state where he was employed. An employee who works in one state but lives in another state, must file for unemployment in the state he works in. The maximum unemployment rate varies by state.
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To collect unemployment, you must have been employed at least two quarters in the previous 18-month period. A quarter is three months. This means you must have been employed for six months out of the previous 18-month period.
Once a person is old enough to legally work, he is old enough to collect unemployment should he be laid off. To qualify for unemployment, a person must be looking for work and must be able to work. This could cause a problem and disqualify a young person from unemployment if he is in school and is unable to search for work or take a job offer.
You are unable to collect unemployment, regardless of age, if you are fired from your job. You can challenge your previous employer if you feel you were fired through no fault of your own. Self-employed or independent contractors are not eligible to apply for unemployment.