Tracking the history of a manufactured home can be confusing because of their dual nature as a mobile structure and a piece of real estate. Securing a complete history of one can involve multiple state and local government agencies. To acquire a reliable history of a manufactured home, you will need a Housing and Urban Development (HUD) certification number or a serial number along with make and model information from a data plate.
Certification Label Search
Each manufactured home unit's certification number records historical sales, registration, utility, insurance, appraisal, zoning, and licensing data. Sometimes referred to as a VIN number, this unique 6-digit identifier is on a HUD tag on the side of the home. HUD tags are 2" x 4" metal plates attached with screws or rivets. If a home consists of multiple sections, there will be a separate HUD tag on each section of the home. HUD tag data may be used by:
- Local building regulators
- Zoning officials
- Tax agencies
- FHA and Lending institutions
- Insurance companies
- Manufactured home communities
Serial Number and Data Plate Information
If the HUD tags are not available, readable, or are damaged, a serial number may be found inside the home on a data plate. The plate is on or near the main electrical panel, inside a kitchen cabinet or the master bedroom closet. The data plate also contains the make and model facts, along with useful information about which wind, roof, and thermal zones the home was built for and when.
Letter of Label Verification
HUD will not reissue missing labels for a manufactured home. If the HUD tags are missing, many states will require a Letter of Label Verification to perform a sale. To get one, you must have the HUD certification label number or the age and manufacturer of the home along with the full serial number from the data plate. To request a Letter of Label Verification, visit the Institute for Building Technology and Safety (IBTS) website, call (703) 481-2010 or send a fax to (703) 437-6894.
State Department of Motor Vehicles
Prior to being attached to a property as a real estate asset, a manufactured home is registered with a state's Department of Motor Vehicles (DMV). If you can give them the address, they can see if there are liens on the property. If the home has not been classified as a real estate asset, they can also see if additional owners are listed on the title.
County Assessor's Office
If the home is now classified as real estate, contact the county assessor's office to determine if it has outstanding property taxes or assessments.
- South Carolina DMV - Manufactured Home Titling
- U.S. Department of Housing and Urban Development - HUD Labels
- U.S. Government Accountability Office - Proposed Changes to the Manufactured Home Loan Program
- Florida Department of Motor Vehicles - Before you buy a Mobile Home
- Fairmont Homes - FAQ's
- Colorado Department of Local Affairs - Housing Types and Jurisdictional Authority