Cheapest Places to Retire in the United States

In today's fluctuating economy, many senior citizens evaluate their living conditions and choose down-sizing to more affordable housing. Many retirees elect to stay in their familiar local area to be close to family and friends, while others look for a change of scenery and relocation to a community that presents a lower cost of living than their current circumstances.

Laughing senior couple with mountain bike
Senior citizens that stay active and involved enjoy small town living.
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Rural Arkansas

Tree in field, Russellville, Arkansas
Rural Arkansas
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Fort Smith, Arkansas, is one of the least expensive places in the United States to live. Taxes are low and the cost of goods is much less than in major urban cities. A pleasant, friendly community on the Arkansas river, the city offers a wealth of senior citizen services and community social groups to foster friendship and town pride. Fort Smith is the proud home of the first symphony orchestra in Arkansas and the longest running volunteer theater in the state.

Many small communities in Arkansas are enticing to senior citizens living on a fixed-budget. Conway, Arkansas, is a small city with excellent medical services and senior support programs.

The University of Arkansas through the Donald W. Reynolds Institute on Aging offers world-class medical care. Health clinics, classes and activities to engage the minds and bodies of Arkansas senior citizens, are presented across the state through a network of low-cost university clinics.

South Texas

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South Texas
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Brownsville, Texas, and neighboring Harlingin, attract snowbirds and retires from across the United States. The cost of living is low, the atmosphere relaxed and hospitable. Housing prices are very low compared to other parts of the United States. Located on the Gulf Coast, near the border of Mexico, recreational opportunities abound. Fishing, snorkeling, sailing, beach combing, walking and relaxing are favorite south Texas retiree pastimes. Texas is one of the states that does not have state personal income tax. Other states are Florida, Wyoming, South Dakota and Alaska.

Southern Charm

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Southern Charm
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Charlottesville, Virginia, is ideally suited for retirees that wish to enjoy cultural pursuits. A charming southern city, famous for its warm hospitality, Charlotesville offers theater, art galleries, outstanding museums and a pedestrian mall. Two hours from Washington, D.C., the village of Charlottesville, offers rural beauty yet is still close enough to enjoy the amenities of the capital.

Mountain Retreat

Scenic view of mountains , Colorado
Mountain Retreat
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Pueblo, Colorado, is only a 100 miles from Denver, but without city prices. Relaxed and inviting, the community offers a wealth of recreational destinations within close commute to city functions. Offering one of the lowest cost of living indexes in the nation, Pueblo has a large percentage of retired citizens.

City Cultural Amenities

Gateway Arch and St. Louis at dawn
City Cultural Amenities
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Senior citizens that wish to live in a busy metro area, find low cost housing and a comfortable cost of living in St. Louis, Missouri. Rich in cultural amenities, the city offers pleasant weather, excellent medical facilities and a below average cost for goods and groceries.