Consult a mortgage lender about refinancing the mortgage loan. Unfortunately, removing a name from a mortgage loan isn't as simple as calling the mortgage company and making a request. To achieve this, you'll have to refinance the home loan. Shop around for a suitable mortgage product.
Select a lender and complete a mortgage application.
Sign and complete the new mortgage documents. Only the remaining borrower signs the new loan papers; the borrower you are replacing does not participate in the refinancing.
File a quitclaim deed. Refinancing only removes the co-borrower's name from the mortgage. A quitclaim removes the co-borrower's name from the deed, which means that the remaining borrower owns the property outright.
Record the quitclaim deed in the county records office.